B of I Holding, Inc. Announces Fiscal 2006 and Fourth Quarter Earnings

--

(1) Interest rate spread represents the difference between the weighted average yield on interest-earning assets and the weighted average rate paid on interest-bearing liabilities.

(2) Net interest margin represents net interest income as a percentage of average interest-earning assets.

(3) Efficiency ratio represents non-interest expense as a percentage of the aggregate of net interest income and non-interest income.

(4) Reflects regulatory capital ratios of Bank of Internet USA only.

(5) At June 30, 2006 and 2005, we had no non-performing loans, no foreclosures and no specific loan loss allowances.

Contact: B of I Holding, Inc. Gary Lewis Evans CEO 858-350-6213 Email Contact

CCG Investor Relations Crocker Coulson President 310-231-8600 ext 103 Email Contact

SOURCE:  B of I Holding, Inc.

Author:  

Email:    

Topic:    

Content:

Related Articles

• Frontier Airlines and Rainbow Rewards Announce Addition of Credit Card Rewards Program to EarlyReturns MasterCard
  12 August 2006



• Palisade Systems Announces First Security Compliance Product to Meet New Security Rules Set by MasterCard and Visa's PCI Data Security Standard
  12 August 2006



• Debt Consolidation - The Wrong Choice If You Are In Deep Credit Card Debt
  12 August 2006



• Expert Do's and Don't for College Students Facing Credit Card Deluge
  9 August 2006



• Credit Card Processing Solutions
  6 August 2006



• Credit Card Machine Service
  6 August 2006



• Magna Entertainment Corp. announces results for the second quarter ended June 30, 2006
  4 August 2006



• Magna Entertainment Corp. announces that it has amended and extended two financing agreements
  28 July 2006



• Bank of America Prices $575 million in Credit Card Asset-Backed Notes From the BA Credit Card Trust (formerly known as MBNA Credit Card Master Note Tr
  27 July 2006



• Credit-Cards-Resource.com Launches the Most Comprehensive Credit Card Comparison Site to Date
  25 July 2006