Guaranteed Canadian Credit Card Approves All Canadians for Secured MasterCard in Canada

A guaranteed Canadian credit card is now available to all Canadians. "This Canadian MasterCard is making it possible for anyone with 'no credit' or even 'bad credit' to finally qualify again for a top-notch name-brand credit card," says Peter James, financial advisor with www.CanadianCreditCenter.com. "The Canadian bad credit card is available to any Canadian resident, older than 19, anywhere in Canada, including Quebec."

The application qualifications from HorizonPlus, a division of Peoples Trust, are incredibly easy and simple, adds James. "Your approval is virtually guaranteed if you are a Canadian citizen or permanent Canadian resident, 19 years old or older, have a Social Insurance Number (SIN), a verifiable permanent Canadian home address, are not an undischarged bankrupt or the subject of proceedings deemed to be unsatisfactory to HorizonPlus, and open your Secured Savings Account with Peoples Trust."

You simply provide a fully-refundable, CDIC-insured security deposit equal to your requested credit limit – as little as $500 or as much as $10,000. "It's a great deal for any Canadian who has gone through bankruptcy or has no credit history with a Canadian credit bureau."

"Having a major credit card is almost a necessity these days," says James, whether is paying for an emergency car repair, making a hotel reservation or purchasing items online. "No one needs the embarrassment of saying 'I don't have a credit card' in those situations."

Better still, using credit responsibly with your secured MasterCard can repair your credit history with both Canadian credit bureaus - Equifax Canada and Trans Union of Canada – enabling you to qualify for unsecured credit cards in the future, he says. "Since HorizonPlus reports your MasterCard payment history to these major credit reporting agencies, timely payments will establish your good credit history."

Concludes James: "So if you've had trouble getting a credit card in Canada, consider the guaranteed Canadian MasterCard credit card from HorizonPlus, with a credit limit that you determine!" This Canadian credit card offer and others can be found at www.CanadianCreditCenter.com.

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