Integra BankCorporation today reported 2005 third quarter net income of$6.6 million, or $0.38 per diluted share. This represents a $0.3 million or$0.02 per diluted share decrease in net income from the same quarter 2004,which included a $0.2 million recovery on a municipal security. Higher non-interest income and lower expenses were offset by the impact of a lower netinterest margin. "While the current flat yield curve continues to put pressure on our netinterest margin, we are pleased with our double digit growth in fee income,lower expenses, growth in commercial and consumer loans, and a significantreduction in non-performing loans during the quarter," stated Mike Vea,Chairman, President and CEO. Returns on assets and equity were 0.96% and 11.95%, respectively, for thethird quarter of 2005, compared to 1.08% and 13.92% for the second quarter of2005, and 1.01% and 13.67% for the third quarter of 2004. For the first nine months of 2005, net income was $20.4 million comparedto a loss of $13.7 million in the first nine months of 2004. Diluted earningsper share for the first nine months of 2005 totaled $1.17 compared to $(0.79)for the same period in 2004. The losses in the 2004 period resulted from theCompany's balance sheet restructuring in the first quarter of 2004. Solid Growth Average loans grew $10.4 million, or 2.4%, annualized for the thirdquarter of 2005 compared to the second quarter, and $61.0 million, or 3.7%,from the third quarter of 2004. In the second quarter of 2005, average loanswere impacted by both the sale of the three Illinois banking centers and thereclassification to held for sale of approximately $9.8 million in loans thatno longer met the Company's underwriting criteria. Commercial and consumerloans have shown steady growth which has offset a decline in mortgage loans.Average commercial and consumer loans increased $4.6 million and $16.2million, respectively, compared to the second quarter, and $57.5 million and$30.9 million, respectively, compared to the third quarter of 2004. Averagemortgage loans decreased $10.5 million over the linked quarter and $27.4million compared to the third quarter of 2004. Average deposits were impacted by the sale of the three banking centers,which included $68 million in deposits. "Our High Performance Checkinginitiative is on track to double our retail checking account openings comparedto last year and we are also experiencing increases in the average balance ofthese accounts," stated Vea. Net Interest Margin Net interest margin on a tax-equivalent basis was 3.34% for the thirdquarter of 2005, an 11 basis points decrease from the second quarter of 2005,and a 39 basis point decrease from the third quarter of 2004. These decreaseswere the result of a flat yield curve and to a lesser degree the continuingdeposit migration from non-interest or low cost deposits to higher yieldingmoney market or certificates of deposit. The recovery on a municipal securityin last year's third quarter accounted for 3 basis points in the net interestmargin. Non-Interest Income Third quarter non-interest income totaled $7.9 million, compared with $7.1million for the third quarter of 2004 and $13.1 million for the second quarterof 2005. The increase from the year ago quarter was the result of increasesof $0.9 million in service charges on deposits, $0.2 million in debit cardincome, a $0.3 million bank owned life insurance (BOLI) policy settlement,which was partially offset by a decrease in merchant fee income of $0.5million, and a loss on securities related to a writedown on agency preferredsecurities of $0.5 million. The merchant income decrease was the result ofselling the merchant portfolio in the first quarter of 2005. Non-interestincome in the second quarter of 2005 included $6.2 million of gain on the saleof three Illinois banking centers, a $0.2 million loss on the sale of aninsurance affiliate, and a $0.3 million loss on sale of securities. Theincrease in service charges and fees and debit card interchange is theresult of the successful High Performance Checking initiative. Non-Interest Expense Third quarter non-interest expense was $19.5 million. This compares with$20.3 million in the year-ago quarter and $20.1 million in the second quarterof 2005. The decrease from the second quarter of 2005 was due to lowerpersonnel costs and the decrease from the same quarter of 2004 was the resultof lower personnel and processing costs. "We are pleased with our continued expense control and efficiencyimprovements," stated Vea. Credit Quality Non-performing assets totaled $25.6 million at September 30, 2005,representing a $4.6 million, or 15%, decrease from June 30, 2005. Thereduction was almost entirely in commercial non-performing loans. The non-performing loans to total loans ratio was 1.47%, 1.77% and 1.24% atSeptember 30, 2005, June 30, 2005 and September 30, 2004, respectively. Net charge-offs were 28 basis points of average loans in the third quarterof 2005, compared with 14 basis points in the third quarter of 2004 and 55basis points in the second quarter of 2005. The second quarter of 2005reflected the impact of the charge-down of the loans that were segregated forthe loan sale. The third quarter of 2005 included a $0.6 million charge-offon a commercial loan which was fully reserved. Provision expense was $0.6 million for the third quarter of 2005, whichwas a decrease of $3.8 million from the second quarter of 2005 and an increaseof $0.4 million compared to the third quarter of 2004. The second quarter of2005 included the provision for losses on loans that had been reclassified asheld for sale. The allowance for loan losses to total loans was 1.43% at September 30,2005, 1.49% at June 30, 2005 and 1.53% for September 30, 2004. Conference Call Integra executive management will hold a conference call to discuss thecontents of this news release, as well as updated guidance for 2005, businesshighlights and financial outlook, on Tuesday, October 25, 2005, at 10:00 a.m.CDT. The telephone number for the conference call is (800) 559-2403. Theconference call also will be available by webcast within the InvestorRelations section of the company's web site, http://www.integrabank.com . About Integra Headquartered in Evansville, Integra Bank Corporation is the parent ofIntegra Bank N.A. With assets of $2.7 billion at September 30, 2005, Integraoperates 74 banking centers and 129 ATMs at locations in Indiana, Kentucky,Illinois and Ohio. Integra is committed to providing the highest level ofcustomer service to its retail, small business and corporate customers throughits offices, ATMs and online banking services. For retail customers, IntegraBank N.A. offers telephone and Internet banking through its BANK ANYTIMEservice. Integra also offers BUSINESS BANKNET online banking for its businesscustomers. Moody's Investors Service has assigned an investment grade ratingof Baa2 for Integra Bank's long term deposits. As of October 3, 2005, our CGQrating has IBNK outperforming 87.6% of the companies in the Russell 3,000Index and 89.8% of the companies in the banking group. Integra BankCorporation's common stock is listed on the Nasdaq National Market under thesymbol IBNK. Additional information may be found at the company's web site,http://www.integrabank.com . Safe Harbor Certain statements made in this release may constitute "forward-lookingstatements" within the meaning of the Private Securities Litigation Reform Actof 1995. When used in this release, the words "may," "will," "should,""would," "anticipate," "estimate," "expect," "plan," "believe," "intend," andsimilar expressions identify forward-looking statements. Such forward-lookingstatements involve known and unknown risks, uncertainties and other factorswhich may cause the actual results, performance or achievements to bematerially different from the results, performance or achievements expressedor implied by such forward-looking statements. Such factors include, amongothers, the following without limitation: general, regional, and localeconomic conditions and their effect on interest rates, the yield curve, theCompany and its customers; credit risks and risks from concentrations(geographic and by industry) within the loan portfolio; changes in regulationsor accounting policies affecting financial institutions; the costs and effectsof litigation and of unexpected or adverse outcomes of such litigation;technological changes; acquisitions and integration of acquired businesses;the failure of assumptions underlying the establishment of reserves for loanlosses and estimations of values of collateral and various financial assetsand liabilities; the outcome of efforts to manage interest rate or liquidityrisk; competition; and acts of war or terrorism. The Company undertakes noobligation to release revisions to these forward-looking statements or toreflect events or conditions occurring after the date of this release. Summary Operating Results Data Here is a summary of Integra Bank Corporation third quarter 2005 operatingresults: Diluted net income per share of $0.38 for third quarter 2005 * Compared with $0.43 for second quarter 2005 * Compared with $0.40 for third quarter 2004 Return on assets of 0.96% for third quarter 2005 * Compared with 1.08% for second quarter 2005 * Compared with 1.01% for third quarter 2004 Return on equity of 11.95% for third quarter 2005 * Compared with 13.92% for second quarter 2005 * Compared with 13.67% for third quarter 2004 Net interest margin of 3.34% for third quarter 2005 * Compared with 3.45% for second quarter 2005 * Compared with 3.73% for third quarter 2004 Allowance for loan losses of $24.6 million or 1.43% of loans at September 30, 2005 * Compared with $25.2 million or 1.49% at June 30, 2005 * Compared with $24.6 million or 1.53% at September 30, 2004 * Equaled 97.8% of non-performing loans at September 30, 2004 compared with 84.2% at June 30, 2005 and 123.3% at September 30, 2004 Non-performing loans of $25.2 million or 1.47% of loans at September 30, 2005 * Compared with $30.0 million or 1.77% of loans at June 30, 2005 * Compared with $19.9 million or 1.24% at September 30, 2004 Annualized net charge-off rate of 0.28% for third quarter 2005 * Compared with 0.55% for second quarter 2005 * Compared with 0.14% for third quarter 2004 INTEGRA BANK CORPORATION UNAUDITED CONSOLIDATED BALANCE SHEETS (In thousands, except share data) September 30, December 31, September 30, ASSETS 2005 2004 2004 Cash and due from banks $74,029 $71,770 $57,577 Federal funds sold and other short- term investments 1,450 64 76 Loans held for sale (at lower of cost or market value) 2,131 1,173 2,108 Securities available for sale 729,865 801,059 790,549 Regulatory stock 33,064 32,975 32,949 Loans: Commercial loans 906,435 871,652 810,849 Consumer loans 426,951 390,433 392,237 Mortgage loans 382,853 403,239 407,899 Less: Allowance for loan losses (24,613) (23,794) (24,577) Net loans 1,691,626 1,641,530 1,586,408 Premises and equipment 51,049 50,233 53,338 Goodwill 44,491 44,839 44,839 Other intangible assets 7,998 8,697 9,097 Other assets 109,155 104,825 107,414 TOTAL ASSETS $2,744,858 $2,757,165 $2,684,355 LIABILITIES Deposits: Non-interest-bearing demand $256,467 $257,963 $240,887 Savings & interest checking 503,883 597,201 569,795 Money market 230,898 222,903 211,841 Certificates of deposit and other time deposits 832,643 818,474 825,258 Total deposits 1,823,891 1,896,541 1,847,781 Short-term borrowings 416,713 174,933 152,325 Long-term borrowings 257,721 457,359 458,410 Other liabilities 27,375 19,041 18,983 TOTAL LIABILITIES 2,525,700 2,547,874 2,477,499 SHAREHOLDERS' EQUITY Preferred stock - 1,000 shares authorized - None outstanding Common stock - $1.00 stated value - 29,000 shares authorized 17,461 17,375 17,375 Additional paid-in capital 128,518 126,977 126,971 Retained earnings 76,560 64,481 60,182 Unvested restricted stock (778) (578) (649) Accumulated other comprehensive income (loss) (2,603) 1,036 2,977 TOTAL SHAREHOLDERS' EQUITY 219,158 209,291 206,856 TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $2,744,858 $2,757,165 $2,684,355 INTEGRA BANK CORPORATION UNAUDITED CONSOLIDATED STATEMENTS OF INCOME (In thousands, except for per share data) Three Months Ended September 30, June 30, March 31, 2005 2005 2005 INTEREST INCOME Interest and fees on loans and leases $26,608 $25,438 $24,061 Interest and dividends on securities 8,311 8,720 8,945 Dividends on regulatory stock 398 371 374 Interest on loans held for sale 78 136 105 Interest on federal funds sold and other investments 22 35 11 Total interest income 35,417 34,700 33,496 INTEREST EXPENSE Interest on deposits 8,889 8,445 7,676 Interest on short-term borrowings 3,575 2,610 814 Interest on long-term borrowings 2,625 2,849 3,945 Total interest expense 15,089 13,904 12,435 NET INTEREST INCOME 20,328 20,796 21,061 Provision for loan losses 558 4,316 375 Net interest income after provision for loan losses 19,770 16,480 20,686 NON-INTEREST INCOME Service charges on deposit accounts 4,162 3,945 3,022 Trust income 475 518 477 Other service charges and fees 1,766 1,708 2,026 Securities gains (losses) (455) (340) (733) Gain (Loss) on sale of other assets 266 6,037 422 Other 1,731 1,243 1,330 Total non-interest income 7,945 13,111 6,544 NON-INTEREST EXPENSE Salaries 7,389 7,662 7,316 Commissions and incentives 968 1,321 863 Other benefits 1,749 1,727 1,636 Occupancy 1,936 1,901 1,881 Equipment 917 923 923 Low income housing expense 544 568 546 Other 6,021 5,973 6,064 Total non-interest expense 19,524 20,075 19,229 Income before income taxes 8,191 9,516 8,001 Income taxes expense 1,585 2,066 1,612 NET INCOME $6,606 $7,450 $6,389 Earnings per share: Basic $0.38 $0.43 $0.37 Diluted 0.38 0.43 0.37 Weighted average shares outstanding: Basic 17,400 17,365 17,343 Diluted 17,504 17,440 17,414 Three Months Ended December 31, September 30, 2004 2004 INTEREST INCOME Interest and fees on loans and leases $24,468 $23,836 Interest and dividends on securities 8,661 8,597 Dividends on regulatory stock 358 387 Interest on loans held for sale 48 44 Interest on federal funds sold and other investments 37 17 Total interest income 33,572 32,881 INTEREST EXPENSE Interest on deposits 6,971 6,396 Interest on short-term borrowings 603 644 Interest on long-term borrowings 3,846 3,712 Total interest expense 11,420 10,752 NET INTEREST INCOME 22,152 22,129 Provision for loan losses 350 150 Net interest income after provision for loan losses 21,802 21,979 NON-INTEREST INCOME Service charges on deposit accounts 3,155 3,272 Trust income 498 506 Other service charges and fees 1,901 2,073 Securities gains (losses) (25) 5 Gain (Loss) on sale of other assets (50) 50 Other 1,496 1,193 Total non-interest income 6,975 7,099 NON-INTEREST EXPENSE Salaries 7,506 7,737 Commissions and incentives 967 981 Other benefits 1,870 1,820 Occupancy 1,743 1,713 Equipment 947 1,008 Low income housing expense 538 552 Other 6,185 6,478 Total non-interest expense 19,756 20,289 Income before income taxes 9,021 8,789 Income taxes expense 1,942 1,905 NET INCOME $7,079 $6,884 Earnings per share: Basic $0.41 $0.40 Diluted 0.41 0.40 Weighted average shares outstanding: Basic 17,337 17,328 Diluted 17,437 17,378 INTEGRA BANK CORPORATION UNAUDITED CONSOLIDATED STATEMENTS OF INCOME (In thousands, except for per share data) Three Months Ended Nine Months Ended September 30, September 30, 2005 2004 2005 2004 INTEREST INCOME Interest and fees on loans and leases $26,608 $23,836 $76,107 $70,855 Interest and dividends on securities 8,311 8,597 25,976 26,605 Dividends on regulatory stock 398 387 1,143 1,160 Interest on loans held for sale 78 44 319 131 Interest on federal funds sold and other investments 22 17 68 48 Total interest income 35,417 32,881 103,613 98,799 INTEREST EXPENSE Interest on deposits 8,889 6,396 25,010 18,781 Interest on short-term borrowings 3,575 644 6,999 1,604 Interest on long-term borrowings 2,625 3,712 9,419 16,099 Total interest expense 15,089 10,752 41,428 36,484 NET INTEREST INCOME 20,328 22,129 62,185 62,315 Provision for loan losses 558 150 5,249 955 Net interest income after provision for loan losses 19,770 21,979 56,936 61,360 NON-INTEREST INCOME Service charges on deposit accounts 4,162 3,272 11,129 9,259 Trust income 475 506 1,470 1,527 Other service charges and fees 1,766 2,073 5,500 6,226 Securities gains (losses) (455) 5 (1,528) 4,502 Gain on sale of other assets 266 50 6,725 1,410 Other 1,731 1,193 4,304 3,708 Total non-interest income 7,945 7,099 27,600 26,632 NON-INTEREST EXPENSE Salaries 7,389 7,737 22,367 23,508 Commissions and incentives 968 981 3,152 3,356 Other benefits 1,749 1,820 5,112 5,700 Occupancy 1,936 1,713 5,718 4,882 Equipment 917 1,008 2,763 3,105 Debt prepayment fees - - - 56,998 Low income housing expenses 544 552 1,658 1,655 Other 6,021 6,478 18,058 19,220 Total non-interest expense 19,524 20,289 58,828 118,424 Income (loss) before income taxes 8,191 8,789 25,708 (30,432) Income taxes expense (benefit) 1,585 1,905 5,263 (16,733) NET INCOME (LOSS) $6,606 $6,884 $20,445 $(13,699) Earnings per share: Basic $0.38 $0.40 $1.18 $(0.79) Diluted 0.38 0.40 1.17 (0.79) Weighted average shares outstanding: Basic 17,400 17,328 17,369 17,312 Diluted 17,504 17,378 17,460 17,312 INTEGRA BANK CORPORATION SUMMARY OF SELECTED CONSOLIDATED FINANCIAL DATA (In thousands, except for per share data) September 30, June 30, March 31, 2005 2005 2005 EARNINGS DATA Net Interest Income (tax- equivalent) $20,886 $21,736 $21,850 Net Income 6,606 7,450 6,389 Basic Earnings Per Share 0.38 0.43 0.37 Diluted Earnings Per Share 0.38 0.43 0.37 Dividends Declared .160 .160 .160 Book Value 12.55 12.49 11.99 Tangible Book Value 9.55 9.47 8.92 PERFORMANCE RATIOS Return on Assets 0.96% 1.08% 0.94% Return on Equity 11.95 13.92 12.26 Net Interest Margin (tax- equivalent) 3.34 3.45 3.50 Tier 1 Capital to Risk Assets 11.08 10.88 10.64 Capital to Risk Assets 13.04 12.84 12.58 Tangible Equity to Tangible Assets 6.19 6.10 5.74 Efficiency Ratio 65.84 68.06 66.16 AT PERIOD END Assets $2,744,858 $2,756,297 $2,758,999 Interest-Earning Assets 2,482,749 2,500,742 2,509,525 Commercial Loans 906,435 890,296 865,928 Consumer Loans 426,951 411,205 395,645 Mortgage Loans 382,853 395,099 397,798 Total Loans 1,716,239 1,696,600 1,659,371 Deposits 1,823,891 1,845,010 1,892,844 Valuable Core Deposits (1) 991,248 1,038,677 1,055,804 Interest-Bearing Liabilities 2,241,858 2,271,827 2,283,679 Shareholders' Equity 219,158 217,737 208,480 Unrealized Gains (Losses) on Market Securities (FASB 115) (2,603) 538 (3,692) AVERAGE BALANCES Assets $2,739,496 $2,768,782 $2,751,176 Interest-Earning Assets (2) 2,480,112 2,508,020 2,496,073 Commercial Loans 888,017 883,379 856,098 Consumer Loans 421,003 404,756 391,814 Mortgage Loans 386,418 396,945 401,256 Total Loans 1,695,438 1,685,080 1,649,168 Deposits 1,822,666 1,900,846 1,908,035 Valuable Core Deposits (1) 1,008,104 1,052,116 1,062,462 Interest-Bearing Liabilities 2,248,754 2,281,783 2,269,409 Shareholders' Equity 219,393 214,702 211,318 Basic Shares 17,400 17,365 17,343 Diluted Shares 17,504 17,440 17,414 December 31, September 30, 2004 2004 EARNINGS DATA Net Interest Income (tax-equivalent) $22,910 $22,967 Net Income 7,079 6,884 Basic Earnings Per Share 0.41 0.40 Diluted Earnings Per Share 0.41 0.40 Dividends Declared .160 .160 Book Value 12.05 11.91 Tangible Book Value 8.96 8.80 PERFORMANCE RATIOS Return on Assets 1.04% 1.01% Return on Equity 13.49 13.67 Net Interest Margin (tax-equivalent) 3.71 3.73 Tier 1 Capital to Risk Assets 10.52 10.71 Capital to Risk Assets 12.56 12.90 Tangible Equity to Tangible Assets 5.76 5.81 Efficiency Ratio 64.71 66.15 AT PERIOD END Assets $2,757,165 $2,684,355 Interest-Earning Assets 2,500,595 2,436,667 Commercial Loans 871,652 810,849 Consumer Loans 390,433 392,237 Mortgage Loans 403,239 407,899 Total Loans 1,665,324 1,610,985 Deposits 1,896,541 1,847,781 Valuable Core Deposits (1) 1,078,067 1,022,523 Interest-Bearing Liabilities 2,270,870 2,217,629 Shareholders' Equity 209,291 206,856 Unrealized Gains (Losses) on Market Securities (FASB 115) 1,036 2,977 AVERAGE BALANCES Assets $2,713,627 $2,706,245 Interest-Earning Assets (2) 2,454,084 2,449,899 Commercial Loans 821,419 830,525 Consumer Loans 391,303 390,073 Mortgage Loans 405,691 413,821 Total Loans 1,618,413 1,634,419 Deposits 1,881,730 1,839,713 Valuable Core Deposits (1) 1,053,133 1,031,009 Interest-Bearing Liabilities 2,234,207 2,240,852 Shareholders' Equity 208,690 200,371 Basic Shares 17,337 17,328 Diluted Shares 17,437 17,378 (1) Defined as money market, demand deposit and savings accounts. (2) Includes securities available for sale at amortized cost. (3) Includes non-performing loans classified as loans held for sale. INTEGRA BANK CORPORATION SUMMARY OF SELECTED CONSOLIDATED FINANCIAL DATA-con't (In thousands, except ratios and yields) September 30, June 30, March 31, 2005 2005 2005 ASSET QUALITY Non-Performing Assets: Non Accrual Loans (3) $24,895 $29,590 $17,883 Loans 90+ Days Past Due 269 382 132 Non-Performing Loans (3) 25,164 29,972 18,015 Other Real Estate Owned 422 228 152 Investment Securities - - - Non-Performing Assets $25,586 $30,200 $18,167 Allowance for Loan Losses: Beginning Balance $25,247 $23,259 $23,794 Provision for Loan Losses 558 4,316 375 Transfer to reserve for unfunded lending commitments - - - Recoveries 440 409 223 Loans Charged Off (1,632) (2,737) (1,133) Ending Balance $24,613 $25,247 $23,259 Ratios: Allowance for Loan Losses to Loans 1.43% 1.49% 1.40% Allowance for Loan Losses to Average Loans 1.45 1.50 1.41 Allowance to Non-performing Loans (3) 97.81 84.24 129.11 Non-performing Loans to Loans (3) 1.47 1.77 1.09 Non-performing Assets to Loans and Other Real Estate Owned (3) 1.49 1.78 1.09 Net Charge-Off Ratio 0.28 0.55 0.22 NET INTEREST MARGIN Yields (tax-equivalent) Loans 6.21% 6.02% 5.87% Securities 4.74 4.95 4.80 Regulatory Stock 4.82 4.49 4.53 Other Earning Assets 5.07 5.17 5.61 Total Earning Assets 5.74 5.66 5.51 Cost of Funds Interest Bearing Deposits 2.24 2.05 1.88 Other Interest Bearing Liabilities 3.61 3.42 3.11 Total Interest Bearing Liabilities 2.65 2.43 2.21 Total Interest Expense to Earning Assets 2.40 2.21 2.01 Net Interest Margin 3.34% 3.45% 3.50% December 31, September 30, 2004 2004 ASSET QUALITY Non-Performing Assets: Non Accrual Loans (3) $17,971 $19,439 Loans 90+ Days Past Due 576 490 Non-Performing Loans (3) 18,547 19,929 Other Real Estate Owned 243 862 Investment Securities - - Non-Performing Assets $18,790 $20,791 Allowance for Loan Losses: Beginning Balance $24,577 $25,007 Provision for Loan Losses 350 150 Transfer to reserve for unfunded lending commitments (76) - Recoveries 222 547 Loans Charged Off (1,279) (1,127) Ending Balance $23,794 $24,577 Ratios: Allowance for Loan Losses to Loans 1.43% 1.53% Allowance for Loan Losses to Average Loans 1.47 1.50 Allowance to Non-performing Loans (3) 128.29 123.32 Non-performing Loans to Loans (3) 1.11 1.24 Non-performing Assets to Loans and Other Real Estate Owned (3) 1.13 1.29 Net Charge-Off Ratio 0.26 0.14 NET INTEREST MARGIN Yields (tax-equivalent) Loans 5.98% 5.77% Securities 4.73 4.84 Regulatory Stock 4.33 4.68 Other Earning Assets 3.23 3.25 Total Earning Assets 5.55 5.46 Cost of Funds Interest Bearing Deposits 1.70 1.60 Other Interest Bearing Liabilities 2.88 2.62 Total Interest Bearing Liabilities 2.02 1.89 Total Interest Expense to Earning Assets 1.84 1.73 Net Interest Margin 3.71% 3.73% (1) Defined as money market, demand deposit and savings accounts. (2) Includes securities available for sale at amortized cost. (3) Includes non-performing loans classified as loans held for sale.

Source: PR Newswire