MoneyLine Lending Services, a specialized provider of end-to-end mortgage origination and fulfillment services, is pleased to announce that Palm Desert National Bank, a nationally chartered community bank with assets exceeding $300 million, has partnered with MoneyLine to launch a full-service residential mortgage loan program for customers. The bank, which offers a large range of construction and commercial loans, has added a wide variety of competitive residential mortgage loan products tailored to fulfill the broad spectrum of its customers' home financing needs.

Palm Desert National Bank is offering residential mortgage loans in response to customer demand. The bank chose to leverage MoneyLine's specialized expertise in mortgage origination and fulfillment services in order to offer a wider variety of banking products that fit many different customer needs and income levels without compromising the same personalized service it strives to give all customers.

Palm Desert National Bank's new residential mortgage loan program is full scale, offering a complete portfolio of residential loan products with a wide variety of financing options, guaranteed competitive rates and on-time closings. Partnered with MoneyLine, the bank operates a streamlined mortgage process that enables branch personnel to utilize real-time loan tracking tools to provide excellent response time and up-to-the-minute loan status for customers.

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Palm Desert National Bank

"We partnered with MoneyLine because of their professionalism and track record for excellent customer service and competitive products -- all key aspects of the way we operate," said Kevin McGuire, Chairman and CEO, Palm Desert National Bank. "Through our partnership, we are pleased to be delivering the same exceptional service we specialize in as a community bank along with a wealth of customized mortgage loan programs and competitive rates typically offered by much larger banks."

Customers of the bank's residential mortgage program have access to integrated, user-friendly mortgage tools for convenient access to loan information and customer service. They have the option to submit a mortgage loan application at a Palm Desert National Bank branch location, over the phone, or online at www.pdnb.com. Customized rate quotes, mortgage loan status, and personal loan assistance can also be obtained either at the branch, via telephone, or on the bank's web site.

"We are pleased to partner with Palm Desert National Bank and support their commitment to delivering a wide variety of banking products that customers can count on to be competitive and delivered with exceptional service," said Evan Gentry, president and CEO of MoneyLine Lending Services.

About MoneyLine Lending Services

MoneyLine Lending Services is a specialized provider of end-to-end mortgage origination and fulfillment services. The Irvine, California-based company provides financial institutions and other mortgage lenders with private-label business process outsourcing (BPO) solutions designed to strengthen customer relationships. MoneyLine's services allow each client to operate a competitive, efficient and profitable mortgage program without the additional infrastructure costs typically associated with mortgage lending. Proprietary, state-of-the-art technology facilitates multiple origination channels and real-time tracking tools that simplify and enhance the mortgage process for client personnel and their customers. For more information, visit www.moneylinelending.com or call 800-837-8570.

About Palm Desert National Bank

Palm Desert National Bank is a wholly owned subsidiary of Palm Desert Investments. An active corporate citizen in its community, Palm Desert National Bank has been serving the Coachella Valley for over 24 years, with branch offices in La Quinta, Palm Desert, and Rancho Mirage. PDNB is a nationally chartered financial institution with assets exceeding $300 million, and is home to Electronic Banking Solutions, a division that provides vault cash and cash management services nationwide. For more information, call 1-800-833-8621 or log on to www.pdnb.com. Member FDIC.

Contact:

Evan Gentry

President and CEO

MoneyLine Lending Services

800-837-8570

Email Contact

Contact:

Anar Patel

Director of Marketing

Palm Desert National Bank

760-674-1417

Email Contact