Scotiabank changes variable mortgage rates

Scotiabank today announced changes in the interest rates charged on Scotia residential mortgages. The rates on the following products are:

- The Prime Rate for the three-year Ultimate Variable Rate Mortgage

will increase by 0.25 per cent to 5.25 per cent, effective

February 1, 2006;

- The Prime Rate for the five-year Flex Value Mortgage will increase by

0.25 per cent to 5.25 per cent, effective February 1, 2006.

All other mortgage rates remain unchanged.

For further information: Nadine Ricketts, Scotiabank Public Affairs, (416) 933-1093

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