SunTrust Names Hugh “Beau” Cummins Senior Managing Director and Head of Debt Capital Markets

Mr. Cummins will have responsibility for the primary and secondary fixed income business, loan syndications, loan trading, debt private placements, foreign exchange and derivatives, securitization, structured leasing and debt capital markets origination.

He comes to SunTrust from Bank of America in New York where he held numerous leadership positions, most recently serving as head of Debt Capital Markets and Investment Grade and Liquid Products Origination. Prior to that, he was Global Head of Foreign Exchange. Mr. Cummins has a bachelor's degree from Miami University in Ohio, and a master's degree in business administration from the University of Michigan.

SunTrust's Corporate and Investment Banking ( CIB ) line of business provides capital raising, treasury management, and other tailored financial solutions, such as commercial leasing and private equity, to thousands of America's top corporations across the nation. Through its capital markets division, CIB serves corporations, institutions, and public entities with a wide array of fixed income, investment banking, equity research, trading, and risk management capabilities.

SunTrust Banks, Inc., ( NYSE: STI ) headquartered in Atlanta, Georgia, is one of the nation's largest commercial banking organizations. As of December 31, 2004, SunTrust had total assets of $158.9 billion and total deposits of $103.4 billion. The company operates an extensive distribution network primarily in Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee, Virginia and the District of Columbia, and also serves customers in selected markets nationally. Its primary businesses include deposit, credit, trust and investment services. Through various subsidiaries the company provides credit cards, mortgage banking, insurance, brokerage and capital markets services. SunTrust's Internet address is www.suntrust.com.

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